Auto Insurance Agency?

Has anyone been in this situation?

So in that was a fender bender, we got adjectives the information on the other driver, claims are made, and I thought that I was waiting for word from my own insurance company to tell me when to bring the coup�� to the body shop.

Then I called the adjuster, she calls me put a bet on and tells me that my claim is below my deductible, therefore I'm on my own to nickname the other insurance company!

Now, I assumed that I pay my insurance company to do that for me. I understand that if it's below my deductible I am responsible for adjectives expenses, but there's another party that's liable.

Again, so I was underneath the assumption that my insurance company should waive my deductible and to keep on pursuing the other insurance company to pay right?

Anyone own any experience in the field or a similar story to enlighten?

Hi asking for suggestion, in the region...

Your insurance company should persue only to recover any money they own used to fix your car, that's called subrogation. Since the claim be below your deductible, your insurance didn't pay for any of the repairs, therefor are not seeking compensation. It is up to you to make a claim on that other person's policy, and if they are found to be at fault-their insurance will earnings for the repairs up to the limits of that person's policy, anything more than that is an out of pocket expense for THEM. It get complicated if that person doesn't call their insurance company to endow with their statement.

I have tried it myself, here is some good informations.http://insurance.online-assistant.info/d...

IL Drivers Licence question.?

First , insurance agency is different from an insurance carrier. Insurance agencies provide quotes from insurance carriers.
Second, yes an insurance carter should contact the other insurance company. Mine did.

How do you reasonably manufacture someone verbs...

Auto insurance within Texas...?

I have tried it myself, here is some good informations.http://insurance.online-assistant.info/d...

Auto insurance cross-question?

Answers: Even if the damage is not your fault, various carriers will have you pay packet your deductible to get your vehicle repaired immediately. Than, once the other celebration settles on a claim, you would be reimbursed your deductible and expenses to repair. Therefore, you should contact the other party's insurance. Yes, your carrier should help you near this. But, in reality they will verbs to other things.

Resolved Questions

Maintenance & Repairs
Buying & Sell
Auto Audio
Auto Makes
Commuting
Insurance
Registration
Safety
Motorcycles
Other Autos