Bodily Injury claim question...?

Hello. About four months ago I was in a saloon accident and the other driver has be proven "at fault." I was driving 40 mph and t-boned him because he come out of nowhere. My car was totaled. Well, my vertebrae hurt really bad and it was difficult to breathe. So, the subsequent day I went to the doctor and took a chest x-ray (that come back fine) and had to grasp some prescriptions for the pain. I have finally received adjectives of my bills, so I can move forward with my bodily injury claim. My medical expenses came out to give or take a few less than $70 because my health insurance covered most of it. I call the representative from the other driver's insurance company to ask what I should do next, and he said that I should mail the stuff within (which I will) and to include what I believe I should be awarded. He said I don't have to if I don't want to and they will just set aside an ammount to me. I was in seriously of pain, but I don't know what to ask for. What do you think. I don't want to be greedy. Should I get an offer?

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You never mention how much your medical bills were or where you are located, which requirements to be considered. Many other things come into play (such as what your pain was and how long it lasted) but we could look right through them as the settlement won't be very high.

Probably around $500 more later your medical bills. Perhaps up to $1000 if you want to try to push the issue. Your claim is not much as you received limited medical treatment... but you can argue that you _were_ in stomach-ache, you just don't believe in running up ample treatment bills, as other people do (as mentioned here) just to capture a larger settlement. This would go a _long_ way contained by getting the adjuster on your side. You may want to negotiate a little 1st and then mention this.

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carry an attorney, the attorney would recommend that you go to a chiropractor to show that you have suffered bodily injury(its a track to prove it). So go to the chiro for a few months and then show them your medical bill and be paid them pay it. Also you can sue for punitive damages(they have to foot you directly) and also theyre supposed to make an offer not you

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Answers:    Well first of all, your condition insurance is going to want to be reimbursed for the bills they paid, so be sure to include those when you send to the insurance company.

Ask for the cost of the bills, plus possibly what a third of the bills total for the "pain and suffering"

There is no formula the insurance company gets to use to determine the settlement amount on an injury claim. Many inhabitants think it is double or triple the medical bills- you will never see that done.

Hope this helps
carry an attorney, the attorney would recommend that you go to a chiropractor to show that you have suffered bodily injury(its a track to prove it). So go to the chiro for a few months and then show them your medical bill and be paid them pay it. Also you can sue for punitive damages(they have to foot you directly) and also theyre supposed to make an offer not you

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ask for the ACV of the car that be totalled, all your medical bills to be paid contained by full, any lost wages from missing work due to the accident and doctor visits, any rental sports car you paid for to be reimbursed and maybe a small amount of backache and suffering. pain and suffering is NOT soemthing that is going to procure you a lot of money and there is no "set rule" as to how a company information it out. ask for what you feel is fair and dont try and acquire greedy.

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You own to have a percentage of permanant disability to claim anything except medical expensis there is no compensation for self a bit sore from an accident.
ask for the ACV of the car that be totalled, all your medical bills to be paid contained by full, any lost wages from missing work due to the accident and doctor visits, any rental sports car you paid for to be reimbursed and maybe a small amount of backache and suffering. pain and suffering is NOT soemthing that is going to procure you a lot of money and there is no "set rule" as to how a company information it out. ask for what you feel is fair and dont try and acquire greedy.

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