Can a motor owner enjoy 2 insurance policies on 1 coup¨¦. If so, wouldn't both hold to clear if an chance accured.

Wouldn't both insurance company have to settle me what the car is worth?

When I be 18 a women hit me and her insurance company only salaried what the car be worth. I figured, if I could own the car insured by two different insurance companies my saloon would be paid for surrounded by its entirety. Is this illegal and will it be beneficial for me? I know that here is insurance that is call (gap insurance) that you can get when you purchase a saloon and it will pay the remaining stability on the car. However, I don't want to wander away with no vehicle and no money for my investment if I get into a vehicle accident.

What are your comments? Please, no opinion and no crazy comments. I appreciate all that answer and may the Lord Jesus Christ bless you indeed.

Should i clear a claim on my...



Answers:    No, as you would expect not. Insurance is meant to assist put you in matching position you were surrounded by immediately prior to the luck. If you carried 2 policies, you would have a not easy time getting either of them to payment, because each would right to be heard the other company is responsible.
Putting duplicate claims in on 2 policies would if truth be told be insurance fraud.
The only time it is permissable to enjoy 2 policies on the same vehicle is a transition between companies. If you hold JoBlow Insurance and move to a state the company does not have a licence for, and you bring back JoSmith insurance, you will have 2 policies until JoBlow get your signed cancellation. Of course, you would simply get coverage from one policy if you have a claim in the transition.

I am a licenced broker, registration agent, and driver licence issuer.

In the State of Illinois?


No you can not because if you do bring in a chance the insurance companies will fight over who have to pay it.

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