I had tire tread fly into my car on the highway. Tore the bumper and smashed the condenser. The insurance company have after market parts on the estimate, but I want to sell this coup¨¦ someday and want OEM. I'm pretty sure I am out of luck, but just wanted to create sure as this is my first time dealing with an incident. Thanks.
Hiya:
Just a couple of things to keep you within the know..
It's YOUR car. Not the insurance company's car. YOU can put doesn`t matter what you want on YOUR car.
Pretty simple, eh.
Now...about the insurance:
What you are owed = what you have.
If you had a 1987 bumper with paint scratch and bird poop on it before the accident? That's what they owe you.
Chances are though - they're not gonna find it.
Now - those freak out about 'aftermarket' parts but.I HONESTLY don't think ethnic group know what that means.
Have you ever put a battery within your car? That's aftermarket. Have you ever put new tires on your saloon? That's aftermarket. Have you ever put a stereo in your car? That's aftermarket.
Ever have a windshield crack that was fixed or replaced? Aftermarket.
Getting the picture here? There's nothing wrong beside aftermarket.
States ALLOW insurance companies to use CAPA certified aftermarket parts. Bumpers? Yep. Condensors? Yep.
SHEET METAL is where the aftermarket contention starts.
If they are not putting sheet metal on your car.do YOU know anyone who is going to verbs a bumper or condensor off of a car to look and see if it have an OEM stamp on it? I don't.I know HOW to do it and I wouldn't even do it.
A bumper.is a bumper. It's not an engine.
Now - if you're still gun-ho to get yourself some OEM parts - since the insurance company only owes you what you HAD - they can obtain a quote for a USED OEM bumper off of the same model motor you have that's sitting in a salvage (junk) patio. THAT's OEM for ya.
Soooo...do you want NEW.or do you want old, used and abused?
Of course, your other option is to cart the money the insurance company owes you.go to the dealer...relate them you want OEM..and pay the difference. It's your car...you can go and get whatever you want.
All of this is moot if you have a 2007-2008 model vehicle near less than.let's say..12K miles on it.
Hope that adjectives makes sense and hope all turns out ably for ya.
~jifr!
http://www.asashop.org/autoinc/jan2000/m... discusses just this situation.
Bottom line seem to be junk yard parts, no. After bazaar and OEM are often the same cog made by the same company with a different sticker and two prices. In most states they can use after flea market but have to notify the customer of such. It really makes little difference, and if you stop and imagine about it, if OEM was mandate and required, insurance rates would skyrocket as a result.
They cannot force you, however, that is all they are obligated to compensate for. If you want OEM you would have to pay the difference contained by price from OEM and aftermarket.
Your vehicle is only entitled to OEM from the insurance company if it is the current yr make and model w/ smaller quantity than 12K Miles.
Sorry but I hope this helps
It depends on your policy.
http://www.ct.gov/cid/site/default.asp Go here and ask them. They have relations who can answer this better. They make the rules regarding insurance contained by your state.
Answers: When you go to flog the car they wont' care going on for the OEM parts. If you go to a dealer to trade the coup¨¦ in, they will see work is done. Right there they will assume the worst. You can conflict yoru insurance company. Get an estimate on your own and see if they will pay for it or meet you partially way.
It depends on your policy.
http://www.ct.gov/cid/site/default.asp Go here and ask them. They have relations who can answer this better. They make the rules regarding insurance contained by your state.
The first thing to look at is what parts are after market and OEM.
Most companies will use after marketplace radiator's and condensers and bumper covers. Using these parts after market will have no affect on the car's attraction.
Also - it sounds like you are making a claim against your policy. You policy has talking in it that allows the insurance company to use after market and used parts.
If you want and OEM bumper cover and condenser - you will enjoy to pay the parts price difference out of pocket.
Hiya:
Just a couple of things to keep you within the know..
It's YOUR car. Not the insurance company's car. YOU can put doesn`t matter what you want on YOUR car.
Pretty simple, eh.
Now...about the insurance:
What you are owed = what you have.
If you had a 1987 bumper with paint scratch and bird poop on it before the accident? That's what they owe you.
Chances are though - they're not gonna find it.
Now - those freak out about 'aftermarket' parts but.I HONESTLY don't think ethnic group know what that means.
Have you ever put a battery within your car? That's aftermarket. Have you ever put new tires on your saloon? That's aftermarket. Have you ever put a stereo in your car? That's aftermarket.
Ever have a windshield crack that was fixed or replaced? Aftermarket.
Getting the picture here? There's nothing wrong beside aftermarket.
States ALLOW insurance companies to use CAPA certified aftermarket parts. Bumpers? Yep. Condensors? Yep.
SHEET METAL is where the aftermarket contention starts.
If they are not putting sheet metal on your car.do YOU know anyone who is going to verbs a bumper or condensor off of a car to look and see if it have an OEM stamp on it? I don't.I know HOW to do it and I wouldn't even do it.
A bumper.is a bumper. It's not an engine.
Now - if you're still gun-ho to get yourself some OEM parts - since the insurance company only owes you what you HAD - they can obtain a quote for a USED OEM bumper off of the same model motor you have that's sitting in a salvage (junk) patio. THAT's OEM for ya.
Soooo...do you want NEW.or do you want old, used and abused?
Of course, your other option is to cart the money the insurance company owes you.go to the dealer...relate them you want OEM..and pay the difference. It's your car...you can go and get whatever you want.
All of this is moot if you have a 2007-2008 model vehicle near less than.let's say..12K miles on it.
Hope that adjectives makes sense and hope all turns out ably for ya.
~jifr!
http://www.asashop.org/autoinc/jan2000/m... discusses just this situation.
Bottom line seem to be junk yard parts, no. After bazaar and OEM are often the same cog made by the same company with a different sticker and two prices. In most states they can use after flea market but have to notify the customer of such. It really makes little difference, and if you stop and imagine about it, if OEM was mandate and required, insurance rates would skyrocket as a result.
They cannot force you, however, that is all they are obligated to compensate for. If you want OEM you would have to pay the difference contained by price from OEM and aftermarket.
Your vehicle is only entitled to OEM from the insurance company if it is the current yr make and model w/ smaller quantity than 12K Miles.
Sorry but I hope this helps
They cannot force you, however, that is all they are obligated to compensate for. If you want OEM you would have to pay the difference contained by price from OEM and aftermarket.
Your vehicle is only entitled to OEM from the insurance company if it is the current yr make and model w/ smaller quantity than 12K Miles.
Sorry but I hope this helps
http://www.asashop.org/autoinc/jan2000/m... discusses just this situation.
Bottom line seem to be junk yard parts, no. After bazaar and OEM are often the same cog made by the same company with a different sticker and two prices. In most states they can use after flea market but have to notify the customer of such. It really makes little difference, and if you stop and imagine about it, if OEM was mandate and required, insurance rates would skyrocket as a result.
They cannot force you, however, that is all they are obligated to compensate for. If you want OEM you would have to pay the difference contained by price from OEM and aftermarket.
Your vehicle is only entitled to OEM from the insurance company if it is the current yr make and model w/ smaller quantity than 12K Miles.
Sorry but I hope this helps No they can't. I have been told so numerous times by estimators. Insist on topical and also OEM parts.
The first thing to look at is what parts are after market and OEM.
Most companies will use after marketplace radiator's and condensers and bumper covers. Using these parts after market will have no affect on the car's attraction.
Also - it sounds like you are making a claim against your policy. You policy has talking in it that allows the insurance company to use after market and used parts.
If you want and OEM bumper cover and condenser - you will enjoy to pay the parts price difference out of pocket.
Hiya:
Just a couple of things to keep you within the know..
It's YOUR car. Not the insurance company's car. YOU can put doesn`t matter what you want on YOUR car.
Pretty simple, eh.
Now...about the insurance:
What you are owed = what you have.
If you had a 1987 bumper with paint scratch and bird poop on it before the accident? That's what they owe you.
Chances are though - they're not gonna find it.
Now - those freak out about 'aftermarket' parts but.I HONESTLY don't think ethnic group know what that means.
Have you ever put a battery within your car? That's aftermarket. Have you ever put new tires on your saloon? That's aftermarket. Have you ever put a stereo in your car? That's aftermarket.
Ever have a windshield crack that was fixed or replaced? Aftermarket.
Getting the picture here? There's nothing wrong beside aftermarket.
States ALLOW insurance companies to use CAPA certified aftermarket parts. Bumpers? Yep. Condensors? Yep.
SHEET METAL is where the aftermarket contention starts.
If they are not putting sheet metal on your car.do YOU know anyone who is going to verbs a bumper or condensor off of a car to look and see if it have an OEM stamp on it? I don't.I know HOW to do it and I wouldn't even do it.
A bumper.is a bumper. It's not an engine.
Now - if you're still gun-ho to get yourself some OEM parts - since the insurance company only owes you what you HAD - they can obtain a quote for a USED OEM bumper off of the same model motor you have that's sitting in a salvage (junk) patio. THAT's OEM for ya.
Soooo...do you want NEW.or do you want old, used and abused?
Of course, your other option is to cart the money the insurance company owes you.go to the dealer...relate them you want OEM..and pay the difference. It's your car...you can go and get whatever you want.
All of this is moot if you have a 2007-2008 model vehicle near less than.let's say..12K miles on it.
Hope that adjectives makes sense and hope all turns out ably for ya.
~jifr!
http://www.asashop.org/autoinc/jan2000/m... discusses just this situation.
Bottom line seem to be junk yard parts, no. After bazaar and OEM are often the same cog made by the same company with a different sticker and two prices. In most states they can use after flea market but have to notify the customer of such. It really makes little difference, and if you stop and imagine about it, if OEM was mandate and required, insurance rates would skyrocket as a result.
They cannot force you, however, that is all they are obligated to compensate for. If you want OEM you would have to pay the difference contained by price from OEM and aftermarket.
Your vehicle is only entitled to OEM from the insurance company if it is the current yr make and model w/ smaller quantity than 12K Miles.
Sorry but I hope this helps
Is crevice insurance worth it?
Hiya:
Just a couple of things to keep you within the know..
It's YOUR car. Not the insurance company's car. YOU can put doesn`t matter what you want on YOUR car.
Pretty simple, eh.
Now...about the insurance:
What you are owed = what you have.
If you had a 1987 bumper with paint scratch and bird poop on it before the accident? That's what they owe you.
Chances are though - they're not gonna find it.
Now - those freak out about 'aftermarket' parts but.I HONESTLY don't think ethnic group know what that means.
Have you ever put a battery within your car? That's aftermarket. Have you ever put new tires on your saloon? That's aftermarket. Have you ever put a stereo in your car? That's aftermarket.
Ever have a windshield crack that was fixed or replaced? Aftermarket.
Getting the picture here? There's nothing wrong beside aftermarket.
States ALLOW insurance companies to use CAPA certified aftermarket parts. Bumpers? Yep. Condensors? Yep.
SHEET METAL is where the aftermarket contention starts.
If they are not putting sheet metal on your car.do YOU know anyone who is going to verbs a bumper or condensor off of a car to look and see if it have an OEM stamp on it? I don't.I know HOW to do it and I wouldn't even do it.
A bumper.is a bumper. It's not an engine.
Now - if you're still gun-ho to get yourself some OEM parts - since the insurance company only owes you what you HAD - they can obtain a quote for a USED OEM bumper off of the same model motor you have that's sitting in a salvage (junk) patio. THAT's OEM for ya.
Soooo...do you want NEW.or do you want old, used and abused?
Of course, your other option is to cart the money the insurance company owes you.go to the dealer...relate them you want OEM..and pay the difference. It's your car...you can go and get whatever you want.
All of this is moot if you have a 2007-2008 model vehicle near less than.let's say..12K miles on it.
Hope that adjectives makes sense and hope all turns out ably for ya.
~jifr!
http://www.asashop.org/autoinc/jan2000/m... discusses just this situation.
Bottom line seem to be junk yard parts, no. After bazaar and OEM are often the same cog made by the same company with a different sticker and two prices. In most states they can use after flea market but have to notify the customer of such. It really makes little difference, and if you stop and imagine about it, if OEM was mandate and required, insurance rates would skyrocket as a result.
They cannot force you, however, that is all they are obligated to compensate for. If you want OEM you would have to pay the difference contained by price from OEM and aftermarket.
Your vehicle is only entitled to OEM from the insurance company if it is the current yr make and model w/ smaller quantity than 12K Miles.
Sorry but I hope this helps
I sold my saloon and spoilt to...
It depends on your policy.
http://www.ct.gov/cid/site/default.asp Go here and ask them. They have relations who can answer this better. They make the rules regarding insurance contained by your state.
How reliable is Erie auto insurance?
Answers: When you go to flog the car they wont' care going on for the OEM parts. If you go to a dealer to trade the coup¨¦ in, they will see work is done. Right there they will assume the worst. You can conflict yoru insurance company. Get an estimate on your own and see if they will pay for it or meet you partially way.
It depends on your policy.
http://www.ct.gov/cid/site/default.asp Go here and ask them. They have relations who can answer this better. They make the rules regarding insurance contained by your state.
Need the vehicle log book so i...
The first thing to look at is what parts are after market and OEM.
Most companies will use after marketplace radiator's and condensers and bumper covers. Using these parts after market will have no affect on the car's attraction.
Also - it sounds like you are making a claim against your policy. You policy has talking in it that allows the insurance company to use after market and used parts.
If you want and OEM bumper cover and condenser - you will enjoy to pay the parts price difference out of pocket.
Hiya:
Just a couple of things to keep you within the know..
It's YOUR car. Not the insurance company's car. YOU can put doesn`t matter what you want on YOUR car.
Pretty simple, eh.
Now...about the insurance:
What you are owed = what you have.
If you had a 1987 bumper with paint scratch and bird poop on it before the accident? That's what they owe you.
Chances are though - they're not gonna find it.
Now - those freak out about 'aftermarket' parts but.I HONESTLY don't think ethnic group know what that means.
Have you ever put a battery within your car? That's aftermarket. Have you ever put new tires on your saloon? That's aftermarket. Have you ever put a stereo in your car? That's aftermarket.
Ever have a windshield crack that was fixed or replaced? Aftermarket.
Getting the picture here? There's nothing wrong beside aftermarket.
States ALLOW insurance companies to use CAPA certified aftermarket parts. Bumpers? Yep. Condensors? Yep.
SHEET METAL is where the aftermarket contention starts.
If they are not putting sheet metal on your car.do YOU know anyone who is going to verbs a bumper or condensor off of a car to look and see if it have an OEM stamp on it? I don't.I know HOW to do it and I wouldn't even do it.
A bumper.is a bumper. It's not an engine.
Now - if you're still gun-ho to get yourself some OEM parts - since the insurance company only owes you what you HAD - they can obtain a quote for a USED OEM bumper off of the same model motor you have that's sitting in a salvage (junk) patio. THAT's OEM for ya.
Soooo...do you want NEW.or do you want old, used and abused?
Of course, your other option is to cart the money the insurance company owes you.go to the dealer...relate them you want OEM..and pay the difference. It's your car...you can go and get whatever you want.
All of this is moot if you have a 2007-2008 model vehicle near less than.let's say..12K miles on it.
Hope that adjectives makes sense and hope all turns out ably for ya.
~jifr!
http://www.asashop.org/autoinc/jan2000/m... discusses just this situation.
Bottom line seem to be junk yard parts, no. After bazaar and OEM are often the same cog made by the same company with a different sticker and two prices. In most states they can use after flea market but have to notify the customer of such. It really makes little difference, and if you stop and imagine about it, if OEM was mandate and required, insurance rates would skyrocket as a result.
They cannot force you, however, that is all they are obligated to compensate for. If you want OEM you would have to pay the difference contained by price from OEM and aftermarket.
Your vehicle is only entitled to OEM from the insurance company if it is the current yr make and model w/ smaller quantity than 12K Miles.
Sorry but I hope this helps
How long can I expect my Driving...
They cannot force you, however, that is all they are obligated to compensate for. If you want OEM you would have to pay the difference contained by price from OEM and aftermarket.
Your vehicle is only entitled to OEM from the insurance company if it is the current yr make and model w/ smaller quantity than 12K Miles.
Sorry but I hope this helps
UK speed fine for international driving licence...
http://www.asashop.org/autoinc/jan2000/m... discusses just this situation.
Bottom line seem to be junk yard parts, no. After bazaar and OEM are often the same cog made by the same company with a different sticker and two prices. In most states they can use after flea market but have to notify the customer of such. It really makes little difference, and if you stop and imagine about it, if OEM was mandate and required, insurance rates would skyrocket as a result.
They cannot force you, however, that is all they are obligated to compensate for. If you want OEM you would have to pay the difference contained by price from OEM and aftermarket.
Your vehicle is only entitled to OEM from the insurance company if it is the current yr make and model w/ smaller quantity than 12K Miles.
Sorry but I hope this helps No they can't. I have been told so numerous times by estimators. Insist on topical and also OEM parts.
The first thing to look at is what parts are after market and OEM.
Most companies will use after marketplace radiator's and condensers and bumper covers. Using these parts after market will have no affect on the car's attraction.
Also - it sounds like you are making a claim against your policy. You policy has talking in it that allows the insurance company to use after market and used parts.
If you want and OEM bumper cover and condenser - you will enjoy to pay the parts price difference out of pocket.
Hiya:
Just a couple of things to keep you within the know..
It's YOUR car. Not the insurance company's car. YOU can put doesn`t matter what you want on YOUR car.
Pretty simple, eh.
Now...about the insurance:
What you are owed = what you have.
If you had a 1987 bumper with paint scratch and bird poop on it before the accident? That's what they owe you.
Chances are though - they're not gonna find it.
Now - those freak out about 'aftermarket' parts but.I HONESTLY don't think ethnic group know what that means.
Have you ever put a battery within your car? That's aftermarket. Have you ever put new tires on your saloon? That's aftermarket. Have you ever put a stereo in your car? That's aftermarket.
Ever have a windshield crack that was fixed or replaced? Aftermarket.
Getting the picture here? There's nothing wrong beside aftermarket.
States ALLOW insurance companies to use CAPA certified aftermarket parts. Bumpers? Yep. Condensors? Yep.
SHEET METAL is where the aftermarket contention starts.
If they are not putting sheet metal on your car.do YOU know anyone who is going to verbs a bumper or condensor off of a car to look and see if it have an OEM stamp on it? I don't.I know HOW to do it and I wouldn't even do it.
A bumper.is a bumper. It's not an engine.
Now - if you're still gun-ho to get yourself some OEM parts - since the insurance company only owes you what you HAD - they can obtain a quote for a USED OEM bumper off of the same model motor you have that's sitting in a salvage (junk) patio. THAT's OEM for ya.
Soooo...do you want NEW.or do you want old, used and abused?
Of course, your other option is to cart the money the insurance company owes you.go to the dealer...relate them you want OEM..and pay the difference. It's your car...you can go and get whatever you want.
All of this is moot if you have a 2007-2008 model vehicle near less than.let's say..12K miles on it.
Hope that adjectives makes sense and hope all turns out ably for ya.
~jifr!
http://www.asashop.org/autoinc/jan2000/m... discusses just this situation.
Bottom line seem to be junk yard parts, no. After bazaar and OEM are often the same cog made by the same company with a different sticker and two prices. In most states they can use after flea market but have to notify the customer of such. It really makes little difference, and if you stop and imagine about it, if OEM was mandate and required, insurance rates would skyrocket as a result.
They cannot force you, however, that is all they are obligated to compensate for. If you want OEM you would have to pay the difference contained by price from OEM and aftermarket.
Your vehicle is only entitled to OEM from the insurance company if it is the current yr make and model w/ smaller quantity than 12K Miles.
Sorry but I hope this helps
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