My 5yr old son got within driver seat and mashed my gas and held it and it blew up my engine.I hold full coverage and wondered would this be covered.I know it sounds dumb but its gonna cost me over 3k to fix.
Insurance does not cover engine breakdowns, only collisions and the consequences of them.
if you have full coverage, phone up to find out...I would think so
If your engine blew you are responsible for the repairs.
Sorry, probably not the answer you were hoping for
Insurance does not cover engine breakdowns, only collisions and the consequences of them.
Answers: No one bothered to mention _why_ it would not be covered so I question if they even gave this any thought.
I could see this going any way.
Most policies exclude coverage for "wear and tear" but allow coverage for this if the loss is covered elsewhere in the policy. There is coverage beneath the comprehensive portion of the policy for vandalism and mischief damage. If your 5 year old son be to swing a bat and hit the car, that would be covered. It's not intentional due to his age... and his age is a key factor contained by this situation as no matter what he does, it can't be said that he understood what he be doing.
So the question is if your carrier will consider this mischief injury under the comprehensive coverage. I'd tend to say yes, and as such the wear and gash exclusion _would not_ apply. I say yes solely due to your son's age and that he did not know what he was doing. as mentioned, it's like as if he took a bat and hit the car.
My recommendation if you report this loss is to explain that you surface it should be covered as mentioned above. State this each time you speak to someone so that they don't start thinking there is no coverage. It's more difficult to obtain someone to change their mind once they have something within their head.
if you have full coverage, phone up to find out...I would think so
Yo--Pork Chop --you gotta get through this one buddy-- like i said earlier, unwanted items it --get a different car!
Yo--Pork Chop --you gotta get through this one buddy-- like i said earlier, unwanted items it --get a different car!
Involved surrounded by a sports car luck?
CALL YOUR INSURANCE COMPANY AND ASK THEM THAT QUESTION.Insurance does not cover engine breakdowns, only collisions and the consequences of them.
How did progressive Insurance knob your hit...
if you have full coverage, phone up to find out...I would think so
What is the cheapest coup¨¦ rental company...
Full coverage does not cover mechanical anticlimax.If your engine blew you are responsible for the repairs.
Sorry, probably not the answer you were hoping for
Taxing my coup¨¦ next to out mot...
Insurance does not cover engine breakdowns, only collisions and the consequences of them.
My 18 yr hoary daughter of late...
Answers: No one bothered to mention _why_ it would not be covered so I question if they even gave this any thought.
I could see this going any way.
Most policies exclude coverage for "wear and tear" but allow coverage for this if the loss is covered elsewhere in the policy. There is coverage beneath the comprehensive portion of the policy for vandalism and mischief damage. If your 5 year old son be to swing a bat and hit the car, that would be covered. It's not intentional due to his age... and his age is a key factor contained by this situation as no matter what he does, it can't be said that he understood what he be doing.
So the question is if your carrier will consider this mischief injury under the comprehensive coverage. I'd tend to say yes, and as such the wear and gash exclusion _would not_ apply. I say yes solely due to your son's age and that he did not know what he was doing. as mentioned, it's like as if he took a bat and hit the car.
My recommendation if you report this loss is to explain that you surface it should be covered as mentioned above. State this each time you speak to someone so that they don't start thinking there is no coverage. It's more difficult to obtain someone to change their mind once they have something within their head.
if you have full coverage, phone up to find out...I would think so
10 POINTS: who give me a coup¨¦...
Yo--Pork Chop --you gotta get through this one buddy-- like i said earlier, unwanted items it --get a different car!
I be surrounded by a disaster that...
no, its not covered, sorry.Yo--Pork Chop --you gotta get through this one buddy-- like i said earlier, unwanted items it --get a different car!
How do I enjoy to hang about...
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