I rear ended someone yesterday. I am at criticize in the accident, and within was minor damage to the other person's sports car. However, she was a young driver (just 17) and her parents are concerned that if they profile a claim with my insurance company than their insurance premiums will be increased. Can anyone shed some light on this?
Call your insurance company and ask. Good Luck!
Answers: All "no fault" mode is your medical bills, lost wages, etc, are paid under your own PIP coverage. If you own a not at fault accident (the girl you hit), the insurance will not dance up. She can either file near your company & wait for them to complete their investigation to get salaried, or she can go through her own if she has collision coverage, income her deductible & let her insurance go after your insurance to go and get reimbursed. Either way, her insurance will not go up. If she files on your policy & have her medical paid under her policy, it still will not budge up because payments under PIP only are not chargeable.
I hope this help. If she files under your policy she should still report it to her company as "for report purposes only" (again, not chargeable). This way if she finds out she is injured surrounded by a couple of days & needs to see a doctor, the accident is on dictation with her company.
Call your insurance company and ask. Good Luck!
It does not event that she was an inexperienced driver. She was not at failing for the accident. You admit bad habit, and they wish to pursue the claim against your policy anyway. Let them. Their premium will not go up.
It does not event that she was an inexperienced driver. She was not at failing for the accident. You admit bad habit, and they wish to pursue the claim against your policy anyway. Let them. Their premium will not go up.
Don't you conjecture that surrounded by the...
If your company pays the other person's deductible it doesn't count against them but it will for you.ouchMy friend barter a infirm truck for...
Call your insurance company and ask. Good Luck!
How can i find a mucch cheaper...
Answers: All "no fault" mode is your medical bills, lost wages, etc, are paid under your own PIP coverage. If you own a not at fault accident (the girl you hit), the insurance will not dance up. She can either file near your company & wait for them to complete their investigation to get salaried, or she can go through her own if she has collision coverage, income her deductible & let her insurance go after your insurance to go and get reimbursed. Either way, her insurance will not go up. If she files on your policy & have her medical paid under her policy, it still will not budge up because payments under PIP only are not chargeable.
I hope this help. If she files under your policy she should still report it to her company as "for report purposes only" (again, not chargeable). This way if she finds out she is injured surrounded by a couple of days & needs to see a doctor, the accident is on dictation with her company.
Call your insurance company and ask. Good Luck!
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It does not event that she was an inexperienced driver. She was not at failing for the accident. You admit bad habit, and they wish to pursue the claim against your policy anyway. Let them. Their premium will not go up.
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Depending on your deductable, if there be only minor damage, it might be cheaper for you to fix and not turn surrounded by. Where you risk a problem is if the girl claims injuries. Letting their insurance company is not necessary unless they choose to. They have a choice of letting their company settlement w/yours or they can deal straight w/yours. Neither should raise their rates. In her overnight case its considered a not at fault accident.It does not event that she was an inexperienced driver. She was not at failing for the accident. You admit bad habit, and they wish to pursue the claim against your policy anyway. Let them. Their premium will not go up.
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