My 6 month old son and I were reverse ended while at a stop light yesterday. We both go to the emergency room as a precaution, and we checked out fine. My car is only a year outdated, and it looks like they are going to consider it totaled. I don’t want to get taken dominance of by this ladies insurance company, yet I’m not looking for any “blood money.”
Do I trust that the insurance company is going to be fair, or should I aim the services of a lawyer?
If you want to slow things down considerably, and get one third smaller number than you would get on your own, by all process get an attorney involved.
Otherwise, just lurk and see what the insurance is willing to do for you. If you aren't sure what is and isn't fair, your own agent is a wonderful source of information.
Try it yourself first. Most companies are desent to business deal with. Make sure they replace your car form. It may look okay, but you don't want to take a chance.
Most attorneys will not take on a simple Property Damage claim, and do you really want to give your attorney 1/3 of the settlement.
First of adjectives, I suggest that you consider filing a claim against your own Collision Coverage. That is why you paid for the coverage isn't it? Why complicate things by getting the third bash insurance involved. Since you are not at fault it is unlikely that your rates will go up. Your insurance company will know how to recovery 100% of the damages they paid out to you through the subrogation process.
Either path, yours or theirs, you will only get the ACV(replacement cost minus depriciation).
Depending on your policy and where on earth you live, you may have PIP and /or medical payment coverage for your medical expenses. If you do not, later the third party will cover these for you.
The insurance company will be "fair". Are you expecting compensation beyond the payment of your medical and the damage to yor vehicle, i.e. "pain and suffering"? If so, permit the adjuster know that you sustained minor injuries. Again, depending on the state where this accident occur, you may be entitled to some monetary compensation. The adjuster can explain the bodily injury threshold requirements to you.
No need for an attorney!
You don't need a legal representative.
There are very few claims that do.
If you hire a lawyer -- the attorney will help yourself to 1/3 of your settlement plus expenses. You could end up paying the attorney 40-50% of any settlement you get.
The insurance company will evaluate the injury claim base on the merits of the injury. The value of the claim does not increase because you have a attorney. It's your choice to hire the attorney -- so it's your responsibility to pay him.
Here's what I would recommend. Talk to the adjuster handling the claim. See if you can work it out directly with the insurance company. If you establish you get tired of working with the adjuster and it's worth it to you to endow with a huge chunk of your settlement to a lawyer -- you can always hire a legal representative later.
The insurance company will do an investigation. They will have to speak to you and their driver and confirm what happen. Once they confirm what happened, they will be in a position to work next to you on your claim for damage to your vehicle and your injury. The adjuster will be able to tramp you through the process.
Most attorneys will not take on a simple Property Damage claim, and do you really want to give your attorney 1/3 of the settlement.
First of adjectives, I suggest that you consider filing a claim against your own Collision Coverage. That is why you paid for the coverage isn't it? Why complicate things by getting the third bash insurance involved. Since you are not at fault it is unlikely that your rates will go up. Your insurance company will know how to recovery 100% of the damages they paid out to you through the subrogation process.
Either path, yours or theirs, you will only get the ACV(replacement cost minus depriciation).
Depending on your policy and where on earth you live, you may have PIP and /or medical payment coverage for your medical expenses. If you do not, later the third party will cover these for you.
The insurance company will be "fair". Are you expecting compensation beyond the payment of your medical and the damage to yor vehicle, i.e. "pain and suffering"? If so, permit the adjuster know that you sustained minor injuries. Again, depending on the state where this accident occur, you may be entitled to some monetary compensation. The adjuster can explain the bodily injury threshold requirements to you.
No need for an attorney!
You don't need a legal representative.
There are very few claims that do.
If you hire a lawyer -- the attorney will help yourself to 1/3 of your settlement plus expenses. You could end up paying the attorney 40-50% of any settlement you get.
The insurance company will evaluate the injury claim base on the merits of the injury. The value of the claim does not increase because you have a attorney. It's your choice to hire the attorney -- so it's your responsibility to pay him.
Here's what I would recommend. Talk to the adjuster handling the claim. See if you can work it out directly with the insurance company. If you establish you get tired of working with the adjuster and it's worth it to you to endow with a huge chunk of your settlement to a lawyer -- you can always hire a legal representative later.
The insurance company will do an investigation. They will have to speak to you and their driver and confirm what happen. Once they confirm what happened, they will be in a position to work next to you on your claim for damage to your vehicle and your injury. The adjuster will be able to tramp you through the process.
Answers: I would defidently check into at least a communicate with a lawyer.
The insurance company or even your Highway Patrol should replace your carseat for safekeeping reasons as well, of late incase they didn't tell you.
If you want to slow things down considerably, and get one third smaller number than you would get on your own, by all process get an attorney involved.
Otherwise, just lurk and see what the insurance is willing to do for you. If you aren't sure what is and isn't fair, your own agent is a wonderful source of information.
Try it yourself first. Most companies are desent to business deal with. Make sure they replace your car form. It may look okay, but you don't want to take a chance.
You don't need a legal representative.
There are very few claims that do.
If you hire a lawyer -- the attorney will help yourself to 1/3 of your settlement plus expenses. You could end up paying the attorney 40-50% of any settlement you get.
The insurance company will evaluate the injury claim base on the merits of the injury. The value of the claim does not increase because you have a attorney. It's your choice to hire the attorney -- so it's your responsibility to pay him.
Here's what I would recommend. Talk to the adjuster handling the claim. See if you can work it out directly with the insurance company. If you establish you get tired of working with the adjuster and it's worth it to you to endow with a huge chunk of your settlement to a lawyer -- you can always hire a legal representative later.
The insurance company will do an investigation. They will have to speak to you and their driver and confirm what happen. Once they confirm what happened, they will be in a position to work next to you on your claim for damage to your vehicle and your injury. The adjuster will be able to tramp you through the process.
Try it yourself first. Most companies are desent to business deal with. Make sure they replace your car form. It may look okay, but you don't want to take a chance.
Do I trust that the insurance company is going to be fair, or should I aim the services of a lawyer?
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If you want to slow things down considerably, and get one third smaller number than you would get on your own, by all process get an attorney involved.
Otherwise, just lurk and see what the insurance is willing to do for you. If you aren't sure what is and isn't fair, your own agent is a wonderful source of information.
Try it yourself first. Most companies are desent to business deal with. Make sure they replace your car form. It may look okay, but you don't want to take a chance.
What vehicle insurance company have the best...
Most attorneys will not take on a simple Property Damage claim, and do you really want to give your attorney 1/3 of the settlement.
First of adjectives, I suggest that you consider filing a claim against your own Collision Coverage. That is why you paid for the coverage isn't it? Why complicate things by getting the third bash insurance involved. Since you are not at fault it is unlikely that your rates will go up. Your insurance company will know how to recovery 100% of the damages they paid out to you through the subrogation process.
Either path, yours or theirs, you will only get the ACV(replacement cost minus depriciation).
Depending on your policy and where on earth you live, you may have PIP and /or medical payment coverage for your medical expenses. If you do not, later the third party will cover these for you.
The insurance company will be "fair". Are you expecting compensation beyond the payment of your medical and the damage to yor vehicle, i.e. "pain and suffering"? If so, permit the adjuster know that you sustained minor injuries. Again, depending on the state where this accident occur, you may be entitled to some monetary compensation. The adjuster can explain the bodily injury threshold requirements to you.
No need for an attorney!
You don't need a legal representative.
There are very few claims that do.
If you hire a lawyer -- the attorney will help yourself to 1/3 of your settlement plus expenses. You could end up paying the attorney 40-50% of any settlement you get.
The insurance company will evaluate the injury claim base on the merits of the injury. The value of the claim does not increase because you have a attorney. It's your choice to hire the attorney -- so it's your responsibility to pay him.
Here's what I would recommend. Talk to the adjuster handling the claim. See if you can work it out directly with the insurance company. If you establish you get tired of working with the adjuster and it's worth it to you to endow with a huge chunk of your settlement to a lawyer -- you can always hire a legal representative later.
The insurance company will do an investigation. They will have to speak to you and their driver and confirm what happen. Once they confirm what happened, they will be in a position to work next to you on your claim for damage to your vehicle and your injury. The adjuster will be able to tramp you through the process.
I own to budge to court for...
Why would you want to bestow a lawyer 1/3 of the settlement? Besides, I think the insurance company is FAR more trustworthy than any attorney.Most attorneys will not take on a simple Property Damage claim, and do you really want to give your attorney 1/3 of the settlement.
First of adjectives, I suggest that you consider filing a claim against your own Collision Coverage. That is why you paid for the coverage isn't it? Why complicate things by getting the third bash insurance involved. Since you are not at fault it is unlikely that your rates will go up. Your insurance company will know how to recovery 100% of the damages they paid out to you through the subrogation process.
Either path, yours or theirs, you will only get the ACV(replacement cost minus depriciation).
Depending on your policy and where on earth you live, you may have PIP and /or medical payment coverage for your medical expenses. If you do not, later the third party will cover these for you.
The insurance company will be "fair". Are you expecting compensation beyond the payment of your medical and the damage to yor vehicle, i.e. "pain and suffering"? If so, permit the adjuster know that you sustained minor injuries. Again, depending on the state where this accident occur, you may be entitled to some monetary compensation. The adjuster can explain the bodily injury threshold requirements to you.
No need for an attorney!
You don't need a legal representative.
There are very few claims that do.
If you hire a lawyer -- the attorney will help yourself to 1/3 of your settlement plus expenses. You could end up paying the attorney 40-50% of any settlement you get.
The insurance company will evaluate the injury claim base on the merits of the injury. The value of the claim does not increase because you have a attorney. It's your choice to hire the attorney -- so it's your responsibility to pay him.
Here's what I would recommend. Talk to the adjuster handling the claim. See if you can work it out directly with the insurance company. If you establish you get tired of working with the adjuster and it's worth it to you to endow with a huge chunk of your settlement to a lawyer -- you can always hire a legal representative later.
The insurance company will do an investigation. They will have to speak to you and their driver and confirm what happen. Once they confirm what happened, they will be in a position to work next to you on your claim for damage to your vehicle and your injury. The adjuster will be able to tramp you through the process.
Answers: I would defidently check into at least a communicate with a lawyer.
The insurance company or even your Highway Patrol should replace your carseat for safekeeping reasons as well, of late incase they didn't tell you.
If you want to slow things down considerably, and get one third smaller number than you would get on your own, by all process get an attorney involved.
Otherwise, just lurk and see what the insurance is willing to do for you. If you aren't sure what is and isn't fair, your own agent is a wonderful source of information.
Try it yourself first. Most companies are desent to business deal with. Make sure they replace your car form. It may look okay, but you don't want to take a chance.
New vehicle plates and registration?
You don't need a legal representative.
There are very few claims that do.
If you hire a lawyer -- the attorney will help yourself to 1/3 of your settlement plus expenses. You could end up paying the attorney 40-50% of any settlement you get.
The insurance company will evaluate the injury claim base on the merits of the injury. The value of the claim does not increase because you have a attorney. It's your choice to hire the attorney -- so it's your responsibility to pay him.
Here's what I would recommend. Talk to the adjuster handling the claim. See if you can work it out directly with the insurance company. If you establish you get tired of working with the adjuster and it's worth it to you to endow with a huge chunk of your settlement to a lawyer -- you can always hire a legal representative later.
The insurance company will do an investigation. They will have to speak to you and their driver and confirm what happen. Once they confirm what happened, they will be in a position to work next to you on your claim for damage to your vehicle and your injury. The adjuster will be able to tramp you through the process.
Try it yourself first. Most companies are desent to business deal with. Make sure they replace your car form. It may look okay, but you don't want to take a chance.
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