My husband was involved contained by an accident the other year - in which four cars be involved - the driver of the last saloon admitted he be at fault!
The motor he was driving, belongs to the company he works, but he have been asked to produce his documents at the station.
In an attempt to seize the documents from his boss today - he discovered that the MOT on the car run out over a month ago - making his insurance invalid!
Who will be held liable for the car not self MOT'd and therefore not insured?
Answers: I would be surprised if the certainty that the MOT had expired would net the insurance invalid. MOst policies just say-so that the car must be kept within a roadworthy condition.
If someone drives a car to be exact a company car during the course of his employment and is not insured later it is the Company that would be held liable, not the driver. See section 143 of the 1988 RTA (part of which is quoted below)
A individual charged with using a motor vehicle within contravention of this section shall not be convicted if he proves—
(a) that the vehicle did not belong to him and be not in his possession lower than a contract of hiring or of loan,
(b) that he was using the vehicle surrounded by the course of his employment, and
(c) that he neither knew nor have reason to believe that nearby was not within force in relation to the vehicle such a policy of insurance or collateral as is mentioned in subsection (1) above.
his boss will be liable and /or teh knock driver but as his boss to have the mot done or bring back it done yourself
The motor he was driving, belongs to the company he works, but he have been asked to produce his documents at the station.
In an attempt to seize the documents from his boss today - he discovered that the MOT on the car run out over a month ago - making his insurance invalid!
Who will be held liable for the car not self MOT'd and therefore not insured?
Answers: I would be surprised if the certainty that the MOT had expired would net the insurance invalid. MOst policies just say-so that the car must be kept within a roadworthy condition.
If someone drives a car to be exact a company car during the course of his employment and is not insured later it is the Company that would be held liable, not the driver. See section 143 of the 1988 RTA (part of which is quoted below)
A individual charged with using a motor vehicle within contravention of this section shall not be convicted if he proves—
(a) that the vehicle did not belong to him and be not in his possession lower than a contract of hiring or of loan,
(b) that he was using the vehicle surrounded by the course of his employment, and
(c) that he neither knew nor have reason to believe that nearby was not within force in relation to the vehicle such a policy of insurance or collateral as is mentioned in subsection (1) above.
What decrease vehicle insurance rates?
his boss will be liable and /or teh knock driver but as his boss to have the mot done or bring back it done yourself
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