My son is insured by Direct Line (yes i know BIG mistake) In June he was hit by uninsured driver who was contained by stolen vehicle and being chased by police at the time (police have it adjectives on film , no fault attributed to my son)
Direct Line are dictum he has to pay lb400 excess and they've taken the 2 years no claims he have plus the year he would have had come his renewal. They read aloud this is because the claim is treated as a stolen vehicle rather than hit by uninsured driver. Is this fair and is nearby anything I can do? Their adverts etc say your no claims and excess are unbothered if you're hit by uninsured driver so are they just using this 'stolen vehicle' thing as a cop out??
The car HAS insurance, it's merely not applicable. The driver, if he has insurance, can be persued directly. Here in the States you would be contacted by the District Attorney who is responsible for prosecuting the other driver. You could request your funds be included surrounded by the case. A restitution order would probable be placed once he is convicted, and the victims in the crime get their money first. How much he could afford to reimburse you is questionable. So yes, you own to pay-but you might get it back.
It's surprising that your son's insurance would punish him for a non-fault loss, unless there's something written surrounded by the policy to that effect (meaning regardless of fault a claim restricts his rebates). I would definitely ask for that clause contained by writing.
Please sue the Police. They are at fault.
return with onto trading standards...and the local rag...name and shame...
You have to sue the driver for the money but the probability are slim of receiving any compensation from him.
Sounds like every insurance company going to be honest.
However I hold used Direct line and in the interest of fairness enjoy to say they were thoroughly good.
Besides it was a Stolen vehicle...if it be simply uninsured and driven by the owner then there is a endeavour which will repay the excess etc.
You may have legal recourse for costs against the driver if he/she be arrested/charged/convicted.
If you have legal cover near the insurance company they can assist with litigation.
Next time make sure you read the policy small print and if you didn't since take out legal cover.
Oh and if you progress to any consumer programme you have to complain in writing and administer 14 days notice of your intentions.
You have to sue the driver for the money but the probability are slim of receiving any compensation from him.
Well, it be a stolen vehicle, not someone driving his own car who hadn't paid his insurance bill. How would you expect them to toy with it? If your car was stolen, would you want your insurance to recompense for everything the thief broke while driving your car in need your permission?
It's going through his collision coverage, which has a deductible that he signed up for when he get the insurance. He will need to pay that, and the insurance will pay packet the rest. Since he is making a claim,of course the no claims is gone.
If the car be insured by the legal owner / keeper you may know how to claim from their insurance, if not contact the bureau of motor insurers who keep a fund for claims lately like this.
Well, it be a stolen vehicle, not someone driving his own car who hadn't paid his insurance bill. How would you expect them to toy with it? If your car was stolen, would you want your insurance to recompense for everything the thief broke while driving your car in need your permission?
It's going through his collision coverage, which has a deductible that he signed up for when he get the insurance. He will need to pay that, and the insurance will pay packet the rest. Since he is making a claim,of course the no claims is gone.
If the car be insured by the legal owner / keeper you may know how to claim from their insurance, if not contact the bureau of motor insurers who keep a fund for claims lately like this.
Answers: Call BBC Watchdog afterwards give all details
return with onto trading standards...and the local rag...name and shame...
If the car be insured by the legal owner / keeper you may know how to claim from their insurance, if not contact the bureau of motor insurers who keep a fund for claims lately like this.
Please sue the Police. They are at fault.
Sounds like every insurance company going to be honest.
However I hold used Direct line and in the interest of fairness enjoy to say they were thoroughly good.
Besides it was a Stolen vehicle...if it be simply uninsured and driven by the owner then there is a endeavour which will repay the excess etc.
You may have legal recourse for costs against the driver if he/she be arrested/charged/convicted.
If you have legal cover near the insurance company they can assist with litigation.
Next time make sure you read the policy small print and if you didn't since take out legal cover.
Oh and if you progress to any consumer programme you have to complain in writing and administer 14 days notice of your intentions.
You have to sue the driver for the money but the probability are slim of receiving any compensation from him.
Direct Line are dictum he has to pay lb400 excess and they've taken the 2 years no claims he have plus the year he would have had come his renewal. They read aloud this is because the claim is treated as a stolen vehicle rather than hit by uninsured driver. Is this fair and is nearby anything I can do? Their adverts etc say your no claims and excess are unbothered if you're hit by uninsured driver so are they just using this 'stolen vehicle' thing as a cop out??
Transfer auto title from my brother within...
Uninsured motorist coverage does not apply. The vehicle was stolen, which excludes the registered owner or his insurer from mortal persued. In order for coverage to apply from the third party the owner desires to either give okay or implied permission (prior use). Makes sense-it's unethical to travel after the owner who is already a victim of a crime.The car HAS insurance, it's merely not applicable. The driver, if he has insurance, can be persued directly. Here in the States you would be contacted by the District Attorney who is responsible for prosecuting the other driver. You could request your funds be included surrounded by the case. A restitution order would probable be placed once he is convicted, and the victims in the crime get their money first. How much he could afford to reimburse you is questionable. So yes, you own to pay-but you might get it back.
It's surprising that your son's insurance would punish him for a non-fault loss, unless there's something written surrounded by the policy to that effect (meaning regardless of fault a claim restricts his rebates). I would definitely ask for that clause contained by writing.
Please sue the Police. They are at fault.
Permit to License contained by ny?
return with onto trading standards...and the local rag...name and shame...
Question About Drivers License...?
You have to sue the driver for the money but the probability are slim of receiving any compensation from him.
Can I bring my saloon insurance to...
Sounds like every insurance company going to be honest.
However I hold used Direct line and in the interest of fairness enjoy to say they were thoroughly good.
Besides it was a Stolen vehicle...if it be simply uninsured and driven by the owner then there is a endeavour which will repay the excess etc.
You may have legal recourse for costs against the driver if he/she be arrested/charged/convicted.
If you have legal cover near the insurance company they can assist with litigation.
Next time make sure you read the policy small print and if you didn't since take out legal cover.
Oh and if you progress to any consumer programme you have to complain in writing and administer 14 days notice of your intentions.
You have to sue the driver for the money but the probability are slim of receiving any compensation from him.
Well, it be a stolen vehicle, not someone driving his own car who hadn't paid his insurance bill. How would you expect them to toy with it? If your car was stolen, would you want your insurance to recompense for everything the thief broke while driving your car in need your permission?
It's going through his collision coverage, which has a deductible that he signed up for when he get the insurance. He will need to pay that, and the insurance will pay packet the rest. Since he is making a claim,of course the no claims is gone.
If the car be insured by the legal owner / keeper you may know how to claim from their insurance, if not contact the bureau of motor insurers who keep a fund for claims lately like this.
Pink slip (Completion Certificate)?
I would suggest you speak to a good attorney something like this; it might be solved with a simple letter written on attorney's statoneryWell, it be a stolen vehicle, not someone driving his own car who hadn't paid his insurance bill. How would you expect them to toy with it? If your car was stolen, would you want your insurance to recompense for everything the thief broke while driving your car in need your permission?
It's going through his collision coverage, which has a deductible that he signed up for when he get the insurance. He will need to pay that, and the insurance will pay packet the rest. Since he is making a claim,of course the no claims is gone.
If the car be insured by the legal owner / keeper you may know how to claim from their insurance, if not contact the bureau of motor insurers who keep a fund for claims lately like this.
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Answers: Call BBC Watchdog afterwards give all details
return with onto trading standards...and the local rag...name and shame...
Well it show where on earth i...
If the car be insured by the legal owner / keeper you may know how to claim from their insurance, if not contact the bureau of motor insurers who keep a fund for claims lately like this.
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Please sue the Police. They are at fault.
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All insurance will rip ya past its sell-by date any way they can tnink of.Call a attourney !Sounds like every insurance company going to be honest.
However I hold used Direct line and in the interest of fairness enjoy to say they were thoroughly good.
Besides it was a Stolen vehicle...if it be simply uninsured and driven by the owner then there is a endeavour which will repay the excess etc.
You may have legal recourse for costs against the driver if he/she be arrested/charged/convicted.
If you have legal cover near the insurance company they can assist with litigation.
Next time make sure you read the policy small print and if you didn't since take out legal cover.
Oh and if you progress to any consumer programme you have to complain in writing and administer 14 days notice of your intentions.
You have to sue the driver for the money but the probability are slim of receiving any compensation from him.
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