If I'm hit by a drunk driver who run and I don't hold ins. Is he liable if he have okay to drive the motor?

I was stopped at a red hurricane lantern at the time. He hit me going 80mph without even hesitating. (no skid marks) After his saloon came to a stop, he and his fifteen year matured son fled. (the driver had lead injuries and his son had a broken leg) He be later apprehended at the coup�� owners residence with a blood-alcohol even of about 8 times the permissible limit. The problem is that I don't own insurance but the owner has the motor insured under her. The driver at the time give a recorded deposition that he have permission to drive the coup�� on a regular basis. However, the insurance company made an submission (not even close) and is now denying the claim base on the driver having proper assent.

I live contained by NYC, im 16...

Answers: Permissive use laws change from state to state and insurance policy to insurance policy. IAn insurance policy is a contract all party agree to; if the policy specifically states coveage is not afforded unless the driver is named on the policy, in that is no coverage.

I get an unbelievably low quote from...

The car owner is liable for your damages. It doesn't situation if the driver had sanction. It's the vehicle that's insured. The insurance company knows you own no insurance, and therefore not a soul to fight for you. So don't traffic with them. Sue the owner.

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If I'm hit by a drunk driver who run and I don't own ins. Is he liable if he have blessing to drive the motor?

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