hello i ma a taxi driver with psv insurance my son have recently bought a car and desires me to put me down as the main driver to keep the premium as low as possible. what i want to know is can i enjoy two policies one private and one psv?
You should worry about the first answer. A lot of relations do this, but it's only ok until the accident and claim. You can do it, but build sure the son is notified as the main driver to avoid difficulties next. It probably won't save you any money if you do it properly. Also if you insure both cars yourself, and your son has an calamity, then it's YOU making the claim, and it will reflect on your subsequent PSV renewal.
You can BUT
You are about to commit a criminal accomplishment by making a false declaration for the purposes of obtaining a warrant of insurance.
Section 174 of the 1988 RTA is quoted for your edification.
(5) A person who makes a false statement or withhold any material information for the purpose of obtaining the issue—
(a) of a tag of insurance or certificate of security below Part VI of this Act, or
(b) of any document issued under regulations made by the Secretary of State in pursuance of his power underneath section 165(2)(a) of this Act to prescribe evidence which may be produced in lieu of a authorization of insurance or a certificate of security,
is guilty of an misdeed.
So don't do it.
You should worry about the first answer. A lot of relations do this, but it's only ok until the accident and claim. You can do it, but build sure the son is notified as the main driver to avoid difficulties next. It probably won't save you any money if you do it properly. Also if you insure both cars yourself, and your son has an calamity, then it's YOU making the claim, and it will reflect on your subsequent PSV renewal.
Answers: I wouldn't worry too much about the first answer - partly the country have their kids on their policies. As far as I know you can have two policies as long as you don't try to use your no claims bonus more than once. I hold insurance on 3 different cars in my name - a company sports car, a weekend runabout, and a classic car, and I'm also insured as a named driver on my wifes saloon. I am insured with the same company on two of them, and they told me more or less the no claims bonus. However, I don't think parents should insure their kid's cars - if your son has a claim (even if it is not his fault), it will ruin your no claims - even if you are not using it on that policy - most bank will now give an totting up to a car loan for insurance - this is probably the best way for your son to walk - it will bring his insurance costs down more quickly, and you will not be risking your livelihood.
You can BUT
You are about to commit a criminal accomplishment by making a false declaration for the purposes of obtaining a warrant of insurance.
Section 174 of the 1988 RTA is quoted for your edification.
(5) A person who makes a false statement or withhold any material information for the purpose of obtaining the issue—
(a) of a tag of insurance or certificate of security below Part VI of this Act, or
(b) of any document issued under regulations made by the Secretary of State in pursuance of his power underneath section 165(2)(a) of this Act to prescribe evidence which may be produced in lieu of a authorization of insurance or a certificate of security,
is guilty of an misdeed.
So don't do it.
You should worry about the first answer. A lot of relations do this, but it's only ok until the accident and claim. You can do it, but build sure the son is notified as the main driver to avoid difficulties next. It probably won't save you any money if you do it properly. Also if you insure both cars yourself, and your son has an calamity, then it's YOU making the claim, and it will reflect on your subsequent PSV renewal.
Where do i achieve NJ DRIVER written...
You should worry about the first answer. A lot of relations do this, but it's only ok until the accident and claim. You can do it, but build sure the son is notified as the main driver to avoid difficulties next. It probably won't save you any money if you do it properly. Also if you insure both cars yourself, and your son has an calamity, then it's YOU making the claim, and it will reflect on your subsequent PSV renewal.
How long do you enjoy to dawdle...
You can BUT
You are about to commit a criminal accomplishment by making a false declaration for the purposes of obtaining a warrant of insurance.
Section 174 of the 1988 RTA is quoted for your edification.
(5) A person who makes a false statement or withhold any material information for the purpose of obtaining the issue—
(a) of a tag of insurance or certificate of security below Part VI of this Act, or
(b) of any document issued under regulations made by the Secretary of State in pursuance of his power underneath section 165(2)(a) of this Act to prescribe evidence which may be produced in lieu of a authorization of insurance or a certificate of security,
is guilty of an misdeed.
So don't do it.
You should worry about the first answer. A lot of relations do this, but it's only ok until the accident and claim. You can do it, but build sure the son is notified as the main driver to avoid difficulties next. It probably won't save you any money if you do it properly. Also if you insure both cars yourself, and your son has an calamity, then it's YOU making the claim, and it will reflect on your subsequent PSV renewal.
Do I necessitate auto insurance even earlier...
Answers: I wouldn't worry too much about the first answer - partly the country have their kids on their policies. As far as I know you can have two policies as long as you don't try to use your no claims bonus more than once. I hold insurance on 3 different cars in my name - a company sports car, a weekend runabout, and a classic car, and I'm also insured as a named driver on my wifes saloon. I am insured with the same company on two of them, and they told me more or less the no claims bonus. However, I don't think parents should insure their kid's cars - if your son has a claim (even if it is not his fault), it will ruin your no claims - even if you are not using it on that policy - most bank will now give an totting up to a car loan for insurance - this is probably the best way for your son to walk - it will bring his insurance costs down more quickly, and you will not be risking your livelihood.
You can BUT
You are about to commit a criminal accomplishment by making a false declaration for the purposes of obtaining a warrant of insurance.
Section 174 of the 1988 RTA is quoted for your edification.
(5) A person who makes a false statement or withhold any material information for the purpose of obtaining the issue—
(a) of a tag of insurance or certificate of security below Part VI of this Act, or
(b) of any document issued under regulations made by the Secretary of State in pursuance of his power underneath section 165(2)(a) of this Act to prescribe evidence which may be produced in lieu of a authorization of insurance or a certificate of security,
is guilty of an misdeed.
So don't do it.
You should worry about the first answer. A lot of relations do this, but it's only ok until the accident and claim. You can do it, but build sure the son is notified as the main driver to avoid difficulties next. It probably won't save you any money if you do it properly. Also if you insure both cars yourself, and your son has an calamity, then it's YOU making the claim, and it will reflect on your subsequent PSV renewal.
Hit snowbank contained by employer's untreated parking...