I have two policies with Direct Line as you attain a discount for insuring your second car with them. My husband is down as a name driver on both of them as he also earns no claims bonus in his own right.
In April 2007 he have an accident at work in a work vehicle, neither of our cars be involved. It wasn't his fault and he claimed off the third party's insurance for a rear injury he sustained. The claim has now be settled but I have just received my renewal for one of my cars and I be wondering if I should have reported this to them or not. I don't want to have to settle up anything extra but then again if I need to claim I don't want the verbs of them finding out I didn't tell them and my insurance being blankness.
Do I have to tell them or not?
Yes, any accidents or claims should be disclosed, no matter who's idiosyncrasy or policy it was on.
Answers: you do not own to tell them. it didn't involve a vehicle they cover, so it's none of their business. the only time you would own to report it to them is if your husband had been ticketed and fault because that affects his driver's license
Yes, any accidents or claims should be disclosed, no matter who's idiosyncrasy or policy it was on.
Depends of the question asked.
Normally it's "have you had any claims contained by the last x years?" It's asking about your policy not anyone else's
Depends of the question asked.
Normally it's "have you had any claims contained by the last x years?" It's asking about your policy not anyone else's
In April 2007 he have an accident at work in a work vehicle, neither of our cars be involved. It wasn't his fault and he claimed off the third party's insurance for a rear injury he sustained. The claim has now be settled but I have just received my renewal for one of my cars and I be wondering if I should have reported this to them or not. I don't want to have to settle up anything extra but then again if I need to claim I don't want the verbs of them finding out I didn't tell them and my insurance being blankness.
Do I have to tell them or not?
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Yes you should inform them - it shouldn't make much difference as it is a non-fault incident.LEGITIMATE reason that one might enjoy agree...
Yes, any accidents or claims should be disclosed, no matter who's idiosyncrasy or policy it was on.
Did not ask for this and get...
Answers: you do not own to tell them. it didn't involve a vehicle they cover, so it's none of their business. the only time you would own to report it to them is if your husband had been ticketed and fault because that affects his driver's license
Yes, any accidents or claims should be disclosed, no matter who's idiosyncrasy or policy it was on.
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Depends of the question asked.
Normally it's "have you had any claims contained by the last x years?" It's asking about your policy not anyone else's
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don't tell anyone anything they don't NEED to know.My mom [rest her soul] once told the DMV on her renewal she be diabetic...they suspended her lic.. she had to go to a doctor for a memo and her insurance went up...keep your mouth shut..Depends of the question asked.
Normally it's "have you had any claims contained by the last x years?" It's asking about your policy not anyone else's
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