A minivan rental car back into my motorcycle today and caused a integral bunch of damage.
Is it possible my insurance rates will jump up even if I'm not at fault? Because the bike be parked when this happened (no one driving) do I necessitate to tell insurance companies something like it when shopping for a new policy?
this will show up on your clue report if police were call. when looking for insurance, tell them in the order of it but let them know it be not your fault. save a copy of the police report for at least 3 yrs, so you can prove it as not a imperfection when shopping around. as for who pays, it depends. did the driver take out insurance from the rental company? if they waive that insurance, then their insurance will wages. check with the party who was driving, or the rental company to find out how they are going to pedal it.
You need to report to the insurance company about it when you look for insurance. If the police be called - it will show up on your CLUE report.
In standard, file next to the rental company first. They will have to look at the argot in their contract and if the driver took out the insurance. If they deny (for no coverage) after file near the renters personal insurance policy.
Answers: If your bike be parked when it was hit afterwards there is no use for your rates to increase. Insurance companies increase rates for auto accidents that you are at quirk for only. They would not "punish you" for doing nought wrong.
Secondly, accidents next to rental cars can be tricky. I would definetly file a claim next to both the rental agency as well as the person's own personal auto insurance. Each policy may own conditions or clauses as to whether or not the accident would be covered.
And if it get to be too much of a mess, make the claim near your own company to get your bike repaired. Your company will next in turn collect the money stern from the responsible party.
Hope this help!
Is it possible my insurance rates will jump up even if I'm not at fault? Because the bike be parked when this happened (no one driving) do I necessitate to tell insurance companies something like it when shopping for a new policy?
What are the procedures surrounded by applying...
this will show up on your clue report if police were call. when looking for insurance, tell them in the order of it but let them know it be not your fault. save a copy of the police report for at least 3 yrs, so you can prove it as not a imperfection when shopping around. as for who pays, it depends. did the driver take out insurance from the rental company? if they waive that insurance, then their insurance will wages. check with the party who was driving, or the rental company to find out how they are going to pedal it.
So I hit a hay bail surrounded...
You need to report to the insurance company about it when you look for insurance. If the police be called - it will show up on your CLUE report.
In standard, file next to the rental company first. They will have to look at the argot in their contract and if the driver took out the insurance. If they deny (for no coverage) after file near the renters personal insurance policy.
On getting a driver's license at 16:...
Answers: If your bike be parked when it was hit afterwards there is no use for your rates to increase. Insurance companies increase rates for auto accidents that you are at quirk for only. They would not "punish you" for doing nought wrong.
Secondly, accidents next to rental cars can be tricky. I would definetly file a claim next to both the rental agency as well as the person's own personal auto insurance. Each policy may own conditions or clauses as to whether or not the accident would be covered.
And if it get to be too much of a mess, make the claim near your own company to get your bike repaired. Your company will next in turn collect the money stern from the responsible party.
Hope this help!
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