My friend has a 1990 Mazda B-2200 Club Cab 4x2 and he's paying $140 per month for insurance. I save telling him that if he get a new motor his insurance rate will go down because of the sanctuary features on that car. His truck have no ABS, airbags or any other safety features besides seatbelts. He's looking to receive a 2008 Volkswagen Rabbit. Now the Rabbit has standard 4-wheel ABS, front, side and curtain airbags, traction control, etc. The price of the motor is around $17,000-18,000 but he's still worried that he'll pay more respectively month. Is that actually true or am I completely wrong?
Answers: Well, his insurance rate will run up on a new coup¨¦, even with the safekeeping features and even if he still carries full coverage on the 1990. ABS credit is probably $20 per year. Airbags may be another $20-30 per year. He probably have liability only on the 1990 Mazda (he is crazy to wage for full coverage on a vehicle that is probably with the sole purpose worth a few hundred dollars). Think about it, the bright car is 18 years newer & worth just about $17,000 more, why would an insurance company want less money to insure it? Tell your friend to telephone his insurance agent, have them quote the difference between his current sports car & the car he is looking at. THEY will be the ones to relate him how much the insurance will go up. They will be content to quote this for him too. I do it every day. I would much fairly have my insureds appointment up 5 times for quotes for 5 different cars than have them purely get one expensive coup¨¦ & yell at me because they don't approaching how much their premium increased.
it may be less. why doesn't he stir ask his insurance agent?
I'm living overseas, hold no address surrounded...
Answers: Well, his insurance rate will run up on a new coup¨¦, even with the safekeeping features and even if he still carries full coverage on the 1990. ABS credit is probably $20 per year. Airbags may be another $20-30 per year. He probably have liability only on the 1990 Mazda (he is crazy to wage for full coverage on a vehicle that is probably with the sole purpose worth a few hundred dollars). Think about it, the bright car is 18 years newer & worth just about $17,000 more, why would an insurance company want less money to insure it? Tell your friend to telephone his insurance agent, have them quote the difference between his current sports car & the car he is looking at. THEY will be the ones to relate him how much the insurance will go up. They will be content to quote this for him too. I do it every day. I would much fairly have my insureds appointment up 5 times for quotes for 5 different cars than have them purely get one expensive coup¨¦ & yell at me because they don't approaching how much their premium increased.
it may be less. why doesn't he stir ask his insurance agent?
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