Is Insurance valid if driver's license is not?

There may be a month or two gap between when my US license reaches its 12 month keep a tight rein on and I get my UK license. I know one risks fines, points, etc for driving without a valid license, but would the insurance I bough for the intact year cover me if I drove in those 1 or 2 months. In other words, does the insurance company legalese give them an out if the insured driver's license have expired or is no longer valid? While I might risk driving cautiously in the crevice month with the idea I can avoid a moving ruin from police, I do not want to drive uninsured, which is why I ask.

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The insurance is individual valid if you hold or have held a UK driving licence so in your defence no it is not valid.The requirement to have a current driving licence can be avoided by using a foreign licence whilst visiting but once it expires you must enjoy held a UK licence at some time or insurance is void.
If you don't have a driver's license you can't procure Insurance

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If you don't hold a current valid licence then you won't be covered on your insurance.

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no, you are NOT insured. if you have no licence to drive then you should not drive. use your loak eh?

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your insurance will be invalid if you told them you enjoy a uk license when really you do not have one yet

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No because in writ to insured, you have to have a valid driver's license.
your insurance will be invalid if you told them you enjoy a uk license when really you do not have one yet

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If you don't have a driver's license you can't procure Insurance

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Answers:    I see the thumbs-down idiot has been here again, disregard.

What have been said is correct, you must have a licence which is valid surrounded by the UK to drive in the UK, not to do so is a criminal offence. Insurance requires this too, it's not only a matter of legalese it's a matter of the statute.

Without a valid licence your insurance is invalid, and driving without insurance is viewed as a serious situation. In the UK it's not just a matter of a "moving violation" ticket, it's a concern of being taken to court. You also risk having the vehicle seized and possibly crushed.

If were you, I'd read the following from the DVLA (the body that regulates drivers and vehicles) about the use of your licence:

"If you are the holder of an universal driving licence (car, moped, motorcycle entitlement) and provided your licence remains valid, you can drive any category of small vehicle shown on your licence for up to 12 months from the time you became resident. To ensure continuous driving entitlement a provisional GB licence must have be obtained and a driving test(s) passed before the 12-month length elapses. If you obtain a provisional licence during this time of year, you are not subject to provisional licence conditions eg displaying 'L' plates or being supervised by a qualified driver or being adjectives from motorways.

However, if you do not pass a test inwardly the 12-month concessionary period you will not be allowed to drive as a full licence holder and provisional licence conditions will apply. If you do not apply for a provisional licence within the first 12 months you must stop driving and land a British provisional licence with a view to endorsement a driving test. Provisional licence conditions will then apply."

Thus if your US licence is out of its term you must hold a UK provisional licence and drive according to its requirements. You must also inform your insurers that you now drive as a provisional licence holder. Faliure to do so will render your insurance invalid again.

Hope that clarifies matters.
If you don't hold a current valid licence then you won't be covered on your insurance.

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