Motorcycle insurance...Full Coverage..?

When you take a bike to get looked at by an insurance company what do they do to inspect the bike..I hold a ninja 250 if that matters.

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They a moment ago want to see if it has any aftermarket parts (exhaust, windscreen, etc.) so they have a bteer theory of what payout might be if you were to make a claim.

They may also be checking for the nonspecific condition of the bike as well as mileage.
They look to see if it is a bike they would consider a "Super bike" or fast street bike. If you enjoy a Harley Davidson or a Honda shadow you will pay the regular motorcycle rates. if you have a hurriedly motorcycle like a crotch rocket you are going to be put into the super bike category with better rates

I be within an auto chance but...



Answers:    When you take a bike/car for inspection at the insurance company they are essentially going to confirm that the bike exists and what condition it is surrounded by. They will likely take photos.

They are not going to achieve any kind of mechanical check on the bike.
They a moment ago want to see if it has any aftermarket parts (exhaust, windscreen, etc.) so they have a bteer theory of what payout might be if you were to make a claim.

They may also be checking for the nonspecific condition of the bike as well as mileage.
They look to see if it is a bike they would consider a "Super bike" or fast street bike. If you enjoy a Harley Davidson or a Honda shadow you will pay the regular motorcycle rates. if you have a hurriedly motorcycle like a crotch rocket you are going to be put into the super bike category with better rates

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they inspect for existing damage and any customizing you have done to the bike

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They look to see if it is a bike they would consider a "Super bike" or fast street bike. If you enjoy a Harley Davidson or a Honda shadow you will pay the regular motorcycle rates. if you have a hurriedly motorcycle like a crotch rocket you are going to be put into the super bike category with better rates

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