Ripped rotten vehicle insurance?

my daughter was a named driver on my policy she hit someones motor and made lb400worth of damage the owner of the other car have already got scatches etc on there motor my insurance company was told of this i have basically found out that lb800+ has been made against me it looks close to i have been ripped sour surely this is fraud the lb400 was a quote from a garage

Scratch on Bumper?

Was the quote from the garage for you or for your insurers? They tend to use "approved" repairers, whose charges may economically be more than those quoted by a backstreet bodyshop, for instance. Ask the insurers where the figure come from, and ask them to explain the difference. In any case, if your insurers are paying it makes no difference to you, a claim is a claim.
If it is fraud- you own got to prove it. Start by sending the lb400 quote to your insurer.

Ask for a breakdown of the charges. In my experience what one garage charges lb400 for another can easily charge lb1000.

Experience this myself, I get a WRITTEN quote for bump repair of lb690. When it went through insurance approved repairer, bill came to lb1800!

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If you can prove your claim fight this raw do business via your insurer.

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You need a detailed invoice or quotation for work done. But if you are fully comp it will not matter to you how much the insurance pays out. It will still be flawed as one claim against your policy. It will not matter to you if the Company pay out lb800 or lb8000

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Ask for a breakdown of this charge; then you can decide if you quality ripped off.

Many insurance companies have special rules almost young, named drivers - check your policy. They are closing the loophole that allows infantile, inexperienced drivers getting cheap insurance via the named driver in parents' sports car route.
You need a detailed invoice or quotation for work done. But if you are fully comp it will not matter to you how much the insurance pays out. It will still be flawed as one claim against your policy. It will not matter to you if the Company pay out lb800 or lb8000

Florida Drivers prefered?


If it is fraud- you own got to prove it. Start by sending the lb400 quote to your insurer.

Ask for a breakdown of the charges. In my experience what one garage charges lb400 for another can easily charge lb1000.

Experience this myself, I get a WRITTEN quote for bump repair of lb690. When it went through insurance approved repairer, bill came to lb1800!

Car insurance?



Answers:    It sounds like the other group is getting the garage to do some other work and adding it to the bill. Unfortunately this is very adjectives (no wonder insurance is so expensive). If I were you I would get surrounded by touch with your insurance company ASAP and inform them that the damage be lb400 and not lb800.
If you can prove your claim fight this raw do business via your insurer.

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