Someone hits my parked saloon and leaves the scene,does that nose-dive beneath collision or comprehensive deductible?

I noticed while looking at coup¨¦ insurance quotes online that there is a separate deductible for collision and comprehensive incidents. I come up with I have an recognition of the difference but I need to know which of those deductibles would apply to a situation where on earth someone crashed into my car while it be parked in a public parking lot. The soul fled the scene leaving no memo. My deductibles are different amounts for each type so I call for to know which one would pertain to this situation. Thanks.

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Answers:    This would be a collision claim.
Comprehensive covers animal losses(like hitting a deer), vandalisms, nature, act of god, etc. Basically anything other than another vheicle hitting your vehicle.

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It would be lower than your collision coverage. Comprehensive coverage covers only fire, flood, animal desecrate as well as stolen sports car.

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