When you seize a fender bender?

And no one else is involved bar me and the side of the mountain. Is it better to fix the damage myself or report a claim to the saloon insurance?

If my wife, from whom I am...



Answers:    Depends on how much damage within is and your deductible.
For example, if your deductible is $500, and your damage is $600, you are better rotten fixing it yourself and eating the $100.

However, if your deductible is $250, and your wound is over $1,000, it might be worth your wild to report it so you are simply out the $250 (on not the $1,000 plus).

Just remember, if you report it to the insurance company, they could raise your rates and you could enjoy an accident on your transcript. This usually depends on your past driving diary and your age.

Points on my lisence?


How bad be the damage? I would a moment ago get a couple of quotes from different auto shops and compare. My friend get into an accident later year where her coup¨¦ skidded and hit the side railings on the highway. The total spoil was $8000 and she get it done through the insurance. But her insurance premium increased over $1000 for the year, I'm not sure when her premium will come down though. If your damage is not severe I'd only pay out of pocket.

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